Third-party insurance is mandatory. Rates are based on the following factors:
- Length of time the owner has held a driving license
- Owner's driving record
- Power of the car
- Amount deductible
More information on car insurance and different kinds of other useful insurances may also be obtained from Bonn's consumer advice center (Verbraucherzentrale).
The German Motoring Association (ADAC) can provide further information about driving in Germany.